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Roof Insurance Repairs

How Do You Get Your Homeowners Insurance to Pay for Roof Insurance Repairs?

While dealing with Roof Insurance Repairs. A leaky roof needs immediate action before future rains risk structural damage, mold or water damage of your personal belongings. Insurance companies typically don’t pay for damage from long-term leaks so immediate attention also increases your chances for reimbursement for repairs, according to the Michigan Department of Insurance. Getting your insurance company to pay for your leaking roof involves carefully examining your homeowner’s policy and following the specific procedures required by your insurer to pay for the repairs or replacement roofing. Insurance Claim for Roof Replacement,

Don’t Procrastinate on Making Insurance Home Repairs

If you’ve received a check from your insurance company for roof damage, waiting for extended periods of time to make the necessary repairs might not be the best idea.  It’s perfectly natural to get that check in your hand, only to start thinking of other ways in which you can (or want) to spend the money.  But as far too many homeowners have found out, this can go horribly wrong; especially if your roof suffers additional damage prior toRoof Insurance, Roof Repairs

roof insurance repairs

Waiting to Make Roof Repairs Can Be More Costly

Here’s a scenario to consider:  Let’s assume you’ve received a ten-thousand-dollar check from your homeowners insurance to cover the cost of a roof leak repair damaged by severe storms.  Upon seeing that money, you decide to pay some bills, buy some clothes or even shop around for a solution that is less expensive, potentially allowing you to pocket some of the insurance money.  As days and weeks go by, another storm hits and ends up doing even more damage to your roof.  Once again, you’re back on the phone asking the insurance company if they will cover these new damages.

Naturally, the first thing they’re going to ask is whether or not you’ve made the repairs that they originally issued a check for.  If you have not, they likely will not be obligated to cover a roof that was already damaged, citing that the homeowner induced non-coverage by choosing to not make roof repairs that had been previously reimbursed.

Roof Insurance Repairs

Roof Insurance Repairs

Roof Insurance Repairs